using home address

When forming and LLC a home address was used as there was no office space as yet to list. Will this compromise the LLC and enable anyone to claim against the home address in case of loss?

Answer

The short answer is no. The use of a home address alone for your registered agent address will not cause your corporate veil to be pierced.

Piercing the corporate veil is an extreme remedy, and it usually takes multiple factors--including fraud by the owners/officers of the entity--to cause a court to pierce the veil.

The biggest disadvantage to listing your home address is that you will now get a ton of junk mail to your home, because your LLC filing is public knowledge and marketers can purchase list of newly formed companies.

Also, if you are sued, the summons will be served at your home, which might cause embarrassment.

You can always change your registered agent to one of the many registered agent services available in every state. They usually charge anywhere from $75-$200 per year, depending on the level of services provided and who you choose to use.